Built for enterprise.
Complete visibility, flexible financing, and trusted governance.
Just Scan and Heal-ix
Give employees and their families access to cashless healthcare without upfront corporate funding. Healix Pay Later simplifies how organisations finance healthcare—securely, transparently, and at enterprise scale.
No upfront funding.
Support employee healthcare without maintaining prepaid balances.
Cashless by design.
Employees simply scan their Healix ID to receive eligible treatment.
Healix Pay Later combines healthcare financing, eligibility management, and enterprise governance into one connected experience—giving organisations greater flexibility while making healthcare easier for employees.
Healthcare, without the wait.
Provide employees with immediate access to eligible healthcare services while maintaining complete financial control.
Cashless Healthcare
Employees receive care with a simple scan.
Healthcare, made effortless.
Employees simply present their Healix ID to receive eligible healthcare services—without upfront payment or reimbursement paperwork. Every visit is verified in real time, creating a smoother experience for both employees and employers.
Real-Time Eligibility
Benefits checked instantly, every visit.
Every visit starts with confidence.
Healix instantly checks eligibility, benefit limits, and coverage rules before treatment begins, ensuring every healthcare journey follows your organisation's policies automatically.
Family Benefits
Extend care to approved dependants.
Care that extends beyond the workplace.
Eligible spouses, children, and approved dependants can enjoy the same seamless healthcare experience through their own Healix account, while remaining securely linked to the employee's benefits.
Nationwide Panel Network
Healthcare wherever work takes you.
Healthcare wherever it's needed.
Employees and their families can access an expanding network of participating clinics, pharmacies, and healthcare providers across Malaysia, making quality healthcare easier to reach.
Built for your organisation.
Flexible controls designed around your healthcare policies.
Coverage Rules
Benefits that match your policies.
Benefits designed around your policies.
Define healthcare entitlements based on employee groups, job grades, departments, or locations. Healix automatically applies your policies at every healthcare visit.
Credit Limits
Spend within approved limits.
Financial flexibility with clear boundaries.
Organisational credit limits help manage healthcare spending while giving employees uninterrupted access to eligible healthcare services.
Usage Controls
Monitor and manage every benefit.
Stay in control of every benefit.
Configure visit limits, annual allowances, covered treatments, and medication formularies to ensure healthcare benefits are delivered exactly as intended.
Department Billing
Allocate costs with confidence.
Healthcare costs where they belong.
Automatically allocate healthcare spending to departments, subsidiaries, projects, or cost centres, simplifying reconciliation and improving financial oversight.
Financial visibility.
Know where every healthcare ringgit goes.
Live Reporting
Real-time healthcare insights.
See healthcare as it happens.
Monitor healthcare utilisation, claims, spending, and workforce activity through live dashboards that support faster, more informed decisions.
Cost Centre Allocation
Track spending across teams.
Every ringgit accounted for.
Track healthcare expenditure across business units and departments, giving finance teams greater visibility into organisational healthcare costs.
Invoice Reconciliation
Simplify monthly settlements.
From healthcare visits to settlement.
Consolidated billing and detailed transaction records simplify reconciliation, helping finance teams process payments with greater confidence and efficiency.
Executive Dashboard
Everything, in one place.
The insights leaders need.
Bring together healthcare utilisation, financial performance, employee engagement, and operational trends into one clear executive view.
Security comes standard.
Every healthcare transaction is protected through enterprise-grade security and intelligent policy controls.
Identity Verification
Every visit starts with trust.
Built on trusted identities.
Every healthcare transaction begins with secure identity verification, helping ensure that benefits are accessed only by eligible employees and approved dependants.
Automatic Protection
Benefits protected automatically.
Protection that works automatically.
Healix continuously checks eligibility, coverage limits, employment status, and dependant validity, automatically preventing unauthorised or out-of-policy healthcare transactions.
Consent-Based Access
Privacy stays with the individual.
Privacy stays with the individual.
Employees remain in control of how their healthcare information is shared. Every authorised access is managed through consent while supporting a connected healthcare experience.
Complete Audit Trail
Every action securely recorded.
Every action, transparently recorded.
From approvals to payments, Healix securely records every activity, providing organisations with the visibility needed for governance, compliance, and accountability.
Beyond healthcare administration.
Healix Pay Later goes beyond managing healthcare payments by connecting employees, providers, benefits, reporting, and financial governance through one intelligent platform.
One Connected Platform
Everything works together.
Everything works better together.
Healthcare benefits, digital payments, employee records, reporting, teleconsultation, wellness, and future hospital services come together in one connected ecosystem.
Transparent Healthcare Spending
Every transaction, clearly visible.
Understand every healthcare decision.
Gain complete visibility into healthcare spending through clear reporting, helping organisations make informed financial and workforce decisions with confidence.
Digital Employee Experience
Healthcare made effortless.
Healthcare designed around people.
From booking appointments and accessing digital medical certificates to managing benefits and payments, Healix delivers a modern healthcare experience employees will actually enjoy using.
Built for the Future
Ready to grow with your organisation.
Ready for what comes next.
Healix is designed to evolve with your organisation, supporting new healthcare services, technologies, and workforce needs as your business continues to grow.
Healthcare should never wait.
Help your people receive the care they need, while giving your organisation the confidence to manage healthcare responsibly.
Craft for Enterprise and GLCs
Learn moreFrequently asked
Healix Pay Later is designed as part of the broader Healix healthcare ecosystem. Beyond cashless healthcare, organisations benefit from integrated employee healthcare records, digital medical certificates, teleconsultation, eligibility management, real-time reporting, workforce analytics, HealixFit, and future hospital services—all through a single connected platform. Rather than managing healthcare as a standalone process, Healix helps organisations create a connected healthcare experience for employees while maintaining financial visibility and governance.
Every healthcare transaction is verified in real time against your organisation's benefit policies before treatment begins. Healix automatically evaluates employee status, dependant eligibility, treatment coverage, medication formularies, annual limits, visit limits, and organisational rules. If a benefit is no longer valid or exceeds policy limits, the transaction is declined automatically, helping organisations maintain accurate and responsible healthcare governance.
Yes. Healix is built to accommodate complex organisational structures. Healthcare benefits can be configured based on business units, subsidiaries, employee grades, employment types, locations, cost centres, or any combination of organisational rules. This flexibility allows organisations to manage multiple healthcare programmes within a single platform while maintaining consistent governance and reporting.
Healix processes approved healthcare transactions securely and provides organisations with complete visibility throughout the billing cycle. Every transaction is encrypted, verified, and recorded with a comprehensive audit trail. Finance teams receive consolidated billing, detailed transaction records, cost centre allocation, and reconciliation reports, ensuring healthcare spending remains transparent, accountable, and easy to manage.
Healix continuously validates eligibility based on your organisation's policies. If an employee leaves the organisation, becomes inactive, or a dependant no longer qualifies for benefits, access to Healix Pay Later is automatically updated according to your configured rules. This helps prevent unauthorised healthcare utilisation while ensuring active employees and eligible dependants continue to receive uninterrupted access to their healthcare benefits.